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My present insurer will no longer provide cover for security exposures, although they will continue to cover my clients other operations. Can you provide cover just for the security portion of the risk? |
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If the other exposures are adequately protected by an existing program, we can provide cover for security exposures only. Generally though, we recommend that coverage be purchased on a single combined form to avoid claim disputes between two insurer |
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How do I apply for coverage? |
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Download the application form from this site, then fax or mail the completed and signed application to us together with any support documentation such as product brochures or specifications. We can usually have a quote within a few days.
Although we can quote on the basis of a faxed application, we will require the original, signed application prior to binding cover. |
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What policy limits are available? |
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We can provide limits up to $25 million, using our exclusive, in-house facilities.
For security professionals handling predominately residential business, we recommend limits of at least $2 million.
If you handle mainly retail or commercial business, limits of at least $5 million are appropriate.
If you handle industrial or other clients with high-value or exotic exposures, consider limits of $10 million or more.
We also have access to another $100 million in capacity using other first class, licenced markets. |
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Is Employee Dishonesty Cover available? |
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Yes, we offer employee dishonesty (form A) with limits of $25,000 as part of our standard package. Our cover is very affordable and is automatically extended to include loss of property of a customer of our insured. We recommend cover be purchased including employee dishonesty cover in most cases. |
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Can you issue License Bonds? |
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Yes, we offer Provincial License bonds required by the Ministry under the Private Investigators & Security Guards Act. |
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Do you offer package policies including property, crime and liability covers? |
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Yes. Just provide details of property and coverages required along with your CGL application and we will be happy to quote on a package basis. |
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Are your rates competitive? |
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Our programme is competitive in terms of both coverage and premium value. |
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Who is your Insurer? |
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- Our programme is underwritten in-house and is supported by Temple Insurance Company, a federally registered insurer with over $90 million in capital and surplus. Temple is owned by Munich Re, one of the world's largest reinsurers, with assets in excess of $130 billion.
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