• More than a decade of experience handling this class of business



• Broad claims-made form



• Meets or exceeds regulatory requirements in all provinces



• Competitive terms



• $10 million capacity (higher limits available)



• Triple annual aggregate deductible available



• World-wide territory



• Broad definition of Insured



• Extended reporting period option at a pre-determined premium and non-cancelable



• Expert claim-handling capabilities



• Supported by first class specialty Underwriters at Lloyd's of London



• Premium discounts available for Gold Seal performance audits



• Minimum premium $1,500 applies

The coverage summary should not to be construed as an insurance policy or the interpretation of an insurance policy.

Liability claims for this class of business may often follow months or years after the event itself. Failure to report an incident promptly may jeopardise the Insurers investigation and defence of a subsequent legal action. To avoid the risk that individual losses may be denied as a result of late reporting, we would encourage you to report all such incidents promptly.

Please note that these policies are written on a claims-made form. A claims-made policy contains certain restrictions that limit the reporting of losses after the policy has expired