 
|
  

| |
|
Architects and Engineers |
Introduction |
Our program provides broad cover for a wide range of professional consultants at competitive terms. The Architects and Engineers field is divided into four main areas: - General practice
- Design & build (including first-party cover)
- Excess
- Product manufacturers and suppliers
- Bill 124 (Ontario Only)
|
General Practice |
Designed for general consulting practices including:
|
- Architects
- Technologists
- Technicians
- Surveyors
- Project
- Managers
- Interior
- Designers
- Landscape
- Architects
- Quantity
- Surveyors
- Drafting
- Hydrologists
- Geologists
- Testing Laboratories
|
Coverage Features:
|
- $2,000,000 in-house limit (higher limits also available)
- Broad claims-made wording
- World-wide territory, excluding USA jurisdiction (available if there is a nominal exposure)
- Four extensions included at no additional premium:
- Loss of documents ($100,000 sub-limit, $1,000 deductible)
- Libel and slander extension
- Breach of copyright extension
- Dishonesty of employees extension
- Minimum premium $2,500
- Insured by Underwriters at Lloyd's
|
Design & Build |
Designed for:
|
- Construction firms with in-house design staff
- Architectural or engineering firms that have construction capabilities (either in-house or through related companies)
|
Coverage Features:
|
- $2,000,000 in-house limit (higher limits also available)
- Broad claims-made wording including first party coverage (if during construction the Insured discovers a design error, they can make a claim against their own policy, thereby decreasing the possibility of litigation because the problems are rectified before the owner would bring suit against the consultant) Also covers design work done on projects where the Insured is not constructing World-wide territory, excluding USA jurisdiction (available if there is a nominal exposure)
- Minimum Premium $2,500
- Insured by Underwriters at Lloyd's
|
Excess |
| Designed to provide higher limits over the mandatory provincial programs |
Coverage Features:
|
- $2,000,000 in-house limit (excess is available)
- Follow-form claims-made wording
|
Optional Coverage:
|
- Interlock Endorsement — to provide a drop down feature over a reduced underlying limit on the mandatory insurance plan for Architects in Ontario
- Minimum Premium $2,500
- Insured by Underwriters at Lloyd's
|
Product Manufacturers E&O |
Designed for:
|
- Companies who manufacture and/or supply products for or to their customers where the company may have a liability to their customers for the design, formulation or specification of the product.
- Companies who may have a liability arising out of advice, design or consulting services provided in connection with the supply or possible supply of their product.
|
Coverage Features:
|
- Broad claims-made wording
- Cover for consequential financial loss for which a manufacturer may be legally liable for damages to a customer or other third party, third party recall and rectification costs and litigation defense costs arising from a design or advise error.
- Cover complements the standard CGL &/or product liability policy and is especially suitable where the CGL is written with a design E&O exclusion.
- $2,000,000 in-house capacity
- Suitable for manufacturers and suppliers
- World-wide territory, excluding USA (can be extended to include sales to the USA if they represent less than 10% of the total revenue)
|
Optional Coverage:
|
- Minimum Premium $5,000
- Insured by Underwriters at Lloyds
|
Contact Us |
| For more information on our program, including new inquiries, renewal and changes to in-force business, please contact: |
| Nisha Fernandes in our Toronto office nfernandes@elliottsr.com |
| Cathy MacPherson in our Toronto office cmacpherson@elliottsr.com |
| Travis Budd in our Montreal office tbudd@elliottsr.com |
| Frank Style in our Montreal office fstyle@elliottsr.com |
| Lynda Houle in our Montreal office lhoule@elliottsr.com |
| |
| Our E&O programs are available through the local insurance broker of your choice. We can suggest a suitable local insurance broker if required.
The information in this web site is intended to be general in nature and should not be construed as specific recommendations, nor as a substitute for the advice of a professional insurance broker who is familiar with a client's particular exposures or circumstances.
The coverage summary should not be construed as an insurance policy of the interpretation of an insurance policy. |
To Report A Loss To This Program
|
|
Because of the highly specialized nature of our coverage, please report any claims, actions or suits directly to the claims manager as soon as possible:
Maltman Group International
1049 McNicoll Avenue
Scarborough, Ontario
M1W 3W6
phone: (416) 492-4411
fax: (416) 492-5657
|
The reporting condition of the policy requires that you report to the insurer any incident that might give rise to a claim, even though no such claim has yet been received.
Liability claims for this class of business may often follow months or years after the event itself. Failure to report an incident promptly may jeopardize the insurer's investigation and defence of a subsequent legal action. To avoid the risk that individual losses may be denied as a result of late reporting, we would encourage you to report all such incidents promptly.
Please note that these policies are written on a claims-made form. A claims-made policy contains certain restrictions that limit the reporting of losses after the policy has expired.
|
Download Applications
|
 |
© 2000-2008 Elliott Special Risks LP. All Rights Reserved.
|

|