• General practice



• Design & build (including first-party cover)



• Excess



• Bill 124 (Ontario Only)

• Architects



• Technologists



• Technicians



• Surveyors



• Project



• Managers



• Interior



• Designers



• Landscape



• Architects



• Quantity



• Surveyors



• Drafting



• Hydrologists



• Geologists



• Testing Laboratories

• $5,000,000 in-house limit (higher limits also available)



• Broad claims-made wording



• World-wide territory, excluding USA jurisdiction (available if there is a nominal exposure)



• Four extensions included at no additional premium:
  • Loss of documents ($100,000 sub-limit, $1,000 deductible)
  
  
  
  • Libel and slander extension
  
  
  
  • Breach of copyright extension
  
  
  
  • Dishonesty of employees extension
• Minimum premium $2,500



• Insured by Underwriters at Lloyd's

• Construction firms with in-house design staff



• Architectural or engineering firms that have construction capabilities (either in-house or through related companies)

• $5,000,000 in-house limit (higher limits also available)



• Broad claims-made wording including first party coverage (if during construction the Insured discovers a design error, they can make a claim against their own policy, thereby decreasing the possibility of litigation because the problems are rectified before the owner would bring suit against the consultant) Also covers design work done on projects where the Insured is not constructing World-wide territory, excluding USA jurisdiction (available if there is a nominal exposure)



• Minimum Premium $2,500



• Insured by Underwriters at Lloyd's

• $5,000,000 in-house limit (excess is available)



• Follow-form claims-made wording

• Interlock Endorsement — to provide a drop down feature over a reduced underlying limit on the mandatory insurance plan for Architects in Ontario



• Minimum Premium $2,500



• Insured by Underwriters at Lloyd's

The information in this web site is intended to be general in nature and should not be construed as specific recommendations, nor as a substitute for the advice of a professional insurance broker who is familiar with a client's particular exposures or circumstances.

The coverage summary should not be construed as an insurance policy of the interpretation of an insurance policy.

Tel: (416) 601-1133 x2275
Toll-free: (800) 223-8858 x2275
Fax: (416) 601-1150*
* Please send all faxes to the attention of the Claims Department

The reporting condition of the policy requires that you report to the insurer any incidents which might give rise to a claim, even though no such claim has yet been received.

Liability claims for this class of business may often follow months or years after the event itself. Failure to report an incident promptly may jeopardize the insurers investigation and defence of a subsequent legal action. To avoid the risk that individual losses may be denied as a result of late reporting, we would encourage you to report all such incidents promptly.

Please note that if your policy is written on a claims-made form, the policy contains certain restrictions that limit the reporting of losses after the policy has expired.