• Non-profit organizations, including registered charities, foundations, associations, social welfare and civic improvement organizations, religious, sports and recreation, grant making, fund raising, development and housing, arts and culture, education and research, hospitals, universities and colleges and any other organization established for any other purpose except profit.
  
  
• Local and Provincial Union Chapters.
  
  
• Privately owned companies based in Canada with revenues under
  CDN$ 5 Billion.
  
  
• Canadian publicly traded companies and income trusts with total market capitalization under CDN$ 5 Billion.
  
  
• Canadian dual listed companies with U.S. SEC exposure where the U.S. Market float is no more than 25% of total market capitalization subject to maximums for primary and excess limits.

• Primary or excess covers
  
  
• Fast quotes and competitive terms
  
  
• Broad claims-made wording
  
  
• Pay on behalf wording and advancement of defence costs
  
  
• $15,000,000 in-house limit
  
  
• World-wide territory
  
  
• Employees as co-defendants
  
  
• Broad definition of subsidiary
  
  
• Priority of payments provision
  
  
• Employment practices coverage
  
  
• Defence costs for pollution claims
  
  
• Split deductibles for U.S. and non-U.S. claims
  
  
• Bilateral, pre-set extended reporting period
  
  
• Coverage for spouses and estates
  
  
• No-charge extended reporting period for retired directors and officers
  
  
• Full severability of exclusions and non-rescindable protection
  
  
• Coverage for non-profit entity, trustees, employees, volunteers, committee members, faculty and staff
  
  
• Coverage for Union Shop Stewards, collective bargaining and personal injury
  
  
• Punitive damages where insurable
  
  
• Blanket outside directorship coverage for non-profits and Canadian for-profit organizations
  
  
• Minimum premiums for non-profit organizations $750 and up to $10,000. for publicly traded risks with U.S. SEC exposure
  
  
• We'll accept the applications of other markets for quote purposes but binding of coverage is subject to receipt and approval of a fully completed and signed Elliott Special Risks LP application
  
  
• Underwritten on behalf of first-class insurers in Canada and at Lloyds.

Maltman Group International 1049 McNicoll Avenue Toronto, Ontario M1W 3W6 ph: (416) 492-4411 fax: (416) 492-5657

The reporting condition of the policy requires that you report to the underwriters any incident that might give rise to a claim, even though no such claim has yet been received.

Liability claims for this class of business may often follow months or years after the event itself. Failure to report an incident promptly may jeopardize the insurer's investigation and defence of a subsequent legal action. To avoid the risk that individual losses may be denied as a result of late reporting, we would encourage you to report all such incidents promptly. Please note that these policies are written on a claims-made form. A claims-made policy contains certain restrictions that limit the reporting of losses after the policy has expired.