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Property & Inland Marine

Introduction
Our Property and Inland Marine program is underwritten in-house and supported by first class, licensed insurers. We have in-house capacity up to $5 million for most risks. We have access to larger limits through our connections with Lloyd's of London.

Cover is available on an All-Risks or Fire and EC form. Naturally, liability and crime covers are also available.

Sorry, our property facilities are not available in Quebec.

Our Property and Inland Marine Program is designed to help you with the sort of risks that your standard markets can't or won't write, including:

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Property
Property Covers:

  • Chemical manufacturing, blending and storage premises


  • Hospitality industry, including taverns, licensed restaurants, hotels and motels


  • Industrial and manufacturing plants with process or storage risks which present an elevated fire or explosion hazard


  • Legion halls, golf clubs and other licensed club premises


  • Problem accounts or other difficult premises risks including risks with loss frequency problems


  • Repossessed property


  • Rooming houses


  • Vacant or unprotected premises including repossessed property


  • Scrap dealers and metal recycling risks

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Inland Marine
Inland Marine Covers:

  • Course of construction covers


  • Data processing and high-tech equipment


  • Mobile equipment


  • Transportation risks


  • Warehouseman's Legal Liability

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Other Related Subjects
Additional Capacity
If your standard markets cannot write 100% of the limits you need, we can provide you with additional capacity on any risk that meets our underwriting standards. Cover is available on an All-Risks or Fire and EC form.

Protect your profit commission with our property Program
With the pressure on to be more profitable in every area, brokers want to ensure that the profit commissions they receive will continue as it is an important element in their income. So protecting your profit commission income from shock losses will be an essential strategy to maintain the commissions you work so hard to achieve.

We invite you to use our property facility to insulate your preferred markets from substandard, borderline and innovative property risks in order to protect your profit commissions from loss severity.

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Contact Us
For more information on our Property Program, including new inquiries, renewal and changes to in-force business, please contact:

  •  Phillip Best in our Toronto office pbest@elliottsr.com
  •  Bob Bousfield in our Toronto office bbousfield@elliottsr.com
  •  Colleen Kenny in our Toronto office ckenny@elliottsr.com
  •  
    For certificates of insurance, please contact:
     
  •  Phillip Best in our Toronto office
  •  
    Our Property & Inland Marine Program is available through the local insurance broker of your choice. We can suggest a suitable local insurance broker if required.

    The information in this web site is intended to be general in nature and should not be construed as specific recommendations, nor as a substitute for the advice of a professional insurance broker who is familiar with a client's particular exposures or circumstances.

    The coverage summary should not to be construed as an insurance policy or the interpretation of an insurance policy.

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    Market Security - Property & Inland Marine Program
    We are committed to deliver first class insurance security. Our Property and Inland Marine program is supported by high quality Canadian-licensed insurers. The program was established in 1992. The present line-up of insurers include:
     
    Carrier Interest
     
    Markel Syndicate 3000 at Lloyd's
    Rated A- (Excellent) by A.M.Best
    Rated A (Strong) by Standard & Poor's

    As a Lloyd's Syndicate, Markel Syndicate 3000 also attracts the ratings of the Lloyd's market as a whole and its policyholders benefit from the additional security of the Lloyd's central fund.

    The ratings applicable to the Lloyd's market were as follows:
    A.M. Best: A (Excellent)
    Standard & Poor's: A (Strong)

    More information on this carrier is available at www.markelintl.com

    More information on Lloyd's of London is available at www.lloyds.com
     
    Chaucer Syndicate 1084 at Lloyd's
    Rated A (Excellent) by A.M.Best

    As a Lloyd's Syndicate, Chaucer Syndicate 1084 also attracts the ratings of the Lloyd's market as a whole and its policyholders benefit from the additional security of the Lloyd's central fund.

    The ratings applicable to the Lloyd's market were as follows:
    A.M. Best: A (Excellent)
    Standard & Poor's: A (Strong)

    More information on this carrier is available at www.chaucerplc.com

    More information on Lloyd's of London is available at www.lloyds.com
     
    Continental Casualty Company
    Rated A (excellent) by A.M.Best

    A subsidiary of CNA Financial Corporation, the 7th largest US commercial lines insurer with combined statutory surplus of US$7 billion.

    More information on this carrier is available at www.cna.com
     
    Scottish and York Insurance Company Ltd
    Rated A+/Stable by Standard & Poor's Rating Services.

    A member of the Aviva Canada Group of Companies, one of the leading property and casualty insurance groups in Canada, with annual written premiums of more than $3.0 billion.

    More information on this carrier is available at www.avivacanada.com
     
    Sovereign General Insurance Company
    Sovereign General is rated B++ (Very good) by A.M.Best.

    By virtue of an arrangement between Elliott Special Risks LP, The Sovereign General Insurance Company and its parent insurer, Co-operators General Insurance Company, any business written with Sovereign General through our offices enjoys a guarantee by Co-operators, the object of which is to offer our clients the financial security of Co-operators' AM Best rating of A - (Excellent). For more information on the terms and conditions of this arrangement please contact us at msousa@elliottsr.com.

    The Co-operators group of companies is the largest Canadian owned, multi-product insurer and a financially secure organization with over $7 billion in assets.

    More information on Sovereign General is available at www.sovereigngeneral.com

    More information on Co-operators is available at www.cooperators.ca
     
    Temple Insurance Company, Toronto, ON
    Rated A (excellent) by A.M.Best

    Federally registered Canadian insurer with over $100 million in capital and surplus. Temple is owned by Munich Reinsurance Company of Canada, the Canadian subsidiary of Munich Reinsurance Group, one of the worlds largest reinsurers, with assets in excess of $230 billion.

    More information on Munich Reinsurance Company of Canada is available at www.mroc.com
     
    Economical Mutual Insurance Company
    Rated B+ (Very good) by A.M.Best

    The Economical Insurance Group is one of the largest property and casualty insurance companies in Canada with nearly $2.9 billion in assets.

    More information on this carrier is available at www.economicalinsurance.com
     
    Total100%
     
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    To Report A Loss To This Program
    Please report any claims or possible claims to:


    During regular office hours, claims can be either emailed or faxed to:

    Attention: Michela Favaro, Client Service Manager
    Risk Management Services
    Crawford & Company (Canada) Inc.
    123 Front Street West, #300
    Toronto, ON M5J 2M2
    Telephone:(416) 364-6341
    Facsimile: (416) 364-5344
    Email: Michela.Favaro@crawco.ca



    After hours emergency claims are to be called in to CLAIMSALERT® Crawford's 24-Hour claims Assistance Service: 1-888-218-2346. All emergency claims should be identified as (ESR Property Program).


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    Property & Inland Marine

    Introduction
    Property
    Inland Marine
    Other Related Topics
    Contact Us
    Market Security
    Report a Loss
    Claims Examples
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