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Miscellaneous E&O

Introduction
In its broadest sense, Errors and Omissions (E&O) insurance provides the Insured with coverage for claims made as a result of their negligent acts, errors or omissions in their performance of services to third parties.

Our program offers E&O cover for a wide range of business and professional risks, including:

  • Advertising Agencies


  • Adjusters


  • Employment agencies


  • Forensic and accident investigators


  • Forestry consultants


  • Freight forwarders


  • Insurance adjusters


  • Management consultants


  • Property managers


  • Retail travel agents


  • Many other classes

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Coverage Features
  • Broad claims-made wording


  • $5,000,000 in-house limit (higher limits also available)


  • World-wide territory, excluding U.S.A. jurisdiction (available if there is a nominal exposure)


  • Insured by Underwriters at Lloyd's


  • Fast quotes and competitive terms


  • Minimum premium $2,500


  • We are especially interested in group or association sponsored programs


  • We'll accept the applications of other markets in most cases.


Contact Us
For more information on our program, including new inquiries, renewal and changes to in-force business, please contact:

  •  Dave Alexander in our Toronto office dalexander@elliottsr.com
  •  Nisha Fernandes in our Toronto office nfernandes@elliottsr.com
  •  Cathy MacPherson in our Toronto office cmacpherson@elliottsr.com
  •  Sheron Metcalfe in our Toronto office smetcalfe@elliottsr.com
  •  Lynda Houle in our Montreal office lhoule@elliottsr.com
  •  Helen Dias in our Montreal office hdias@elliottsr.com
  •  
    For certificates of insurance, please contact:
     
  •  Kelly Azzopardi in our Toronto office kazzopardi@elliottsr.com
  •  Dora Mastrodomenico in our Montreal office dmastro@elliottsr.com
  •  
    Our E & O programs are available through the local insurance broker of your choice. We can suggest a suitable local insurance broker if required.

    The information in this web site is intended to be general in nature and should not be construed as specific recommendations, nor as a substitute for the advice of a professional insurance broker who is familiar with a client's particular exposures or circumstances. The coverage summary should not to be construed as an insurance policy or the interpretation of an insurance policy.

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    Market Security - Miscellaneous E&O Program
     
    Carrier Interest
     
    Syndicate 3000 at Lloyd's 100%
    Rated A- (Excellent) by A.M.Best
    Rated A (Strong) by Standard & Poor's

    As a Lloyd's Syndicate, Markel Syndicate 3000 also attracts the ratings of the Lloyd's market as a whole and its policyholders benefit from the additional security of the Lloyd's central fund.

    The ratings applicable to the Lloyd's market were as follows: A.M. Best: A (Excellent)
    Standard & Poor's: A (Strong)

    More information on this carrier is available at www.markelintl.com

    More information on Lloyd's of London is available at www.lloyds.com
     
    Total100%
     
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    To Report A Loss To This Program
    Because of the highly specialized nature of our coverage, please report any claims, actions or suits directly:


    email: claims@elliottsr.com

    Elliott Special Risks LP
    130 Adelaide Street West, Suite 810
    Toronto, ON M5H 3PS
    Attn: Claims Department

    Tel: (416) 601-1133 x2275
    Toll-free: (800) 223-8858 x2275
    Fax: (416) 601-1150*
    * Please send all faxes to the attention of the Claims Department


    The reporting condition of the policy requires that you report to the insurer any incident that might give rise to a claim, even though no such claim has yet been received.

    Liability claims for this class of business may often follow months or years after the event itself. Failure to report an incident promptly may jeopardize the insurer's investigation and defence of a subsequent legal action. To avoid the risk that individual losses may be denied as a result of late reporting, we would encourage you to report all such incidents promptly.

    Please note that these policies are written on a claims-made form. A claims-made policy contains certain restrictions that limit the reporting of losses after the policy has expired.

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    Miscellaneous E&O

    Introduction
    Coverage Features
    Contact Us
    Market Security
    Report A Loss
    Claims Examples
    Download
      Applications
    FAQs